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About FHA Home Loans

An FHA mortgage is a government backed loan that is insured by the Federal Housing Administration (FHA) that can allow you to buy a home with a lower down payment. It is a good option for first-time home buyers, as well as buyers looking for low down payment purchase financing. FHA is also a good choice for anyone working to improve their credit as they will typically approve borrowers with lower credit scores.

The FHA Loan Process

When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

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