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About Adjustable-Rate Mortgage Options

A VA loan is a government-backed mortgage that helps qualified Veterans, service members and surviving spouses purchase and refinance homes. VA home loan programs were created to make home buying easier for those who serve our country. This program offers the most powerful loan option on the market. Qualified Veterans and current service members can purchase with no down payment, no mortgage insurance, flexible credit guidelines and the lowest average fixed rates.

The VA Loan Process

When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

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