A VA loan is a government-backed mortgage that helps qualified Veterans, service members and surviving spouses purchase and refinance homes. VA home loan programs were created to make home buying easier for those who serve our country. This program offers the most powerful loan option on the market. Qualified Veterans and current service members can purchase with no down payment, no mortgage insurance, flexible credit guidelines and the lowest average fixed rates.
When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Mortgage rates change daily and vary depending on your unique situation.
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RealMortgage Inc. uses cutting edge technology to streamline your loan approval. We have free online tools available to help you generate personalized quotes and compare options from a variety of lenders. Our Loan Officers are available to consult you on your options and to help provide you the specific options available to you for your financial needs.
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Consumers Wishing To File A Complaint Against A Company Or A Residential Mortgage Loan Originator Should Complete And Send A Complaint Form To The Texas Department Of Savings And Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint Forms And Instructions May Be Obtained From The Department’s Website At Www.sml.texas.gov. A Toll-free Consumer Hotline Is Available At 1-877-276-5550. The Department Maintains A Recovery Fund To Make Payments Of Certain Actual Out Of Pocket Damages Sustained By Borrowers Caused By Acts Of Licensed Residential Mortgage Loan Originators. A Written Application For Reimbursement From The Recovery Fund Must Be Filed With And Investigated By The Department Prior To The Payment Of A Claim. For More Information About The Recovery Fund, Please Consult The Department’s Website At Www.sml.texas.gov.
