Get a quote on loan refinance options that may help you save money.
Whether you are looking to lower your monthly payment, consolidate debt or take cash out of the equity in your home, our team of mortgage professionals are here to guide you through the process. We have access to numerous loan options that can be customized to best fit your financial needs.
Let’s be honest, the economy is not always favorable to homeowners. In times of turmoil, job insecurity and market crashes, your monthly mortgage payment may suddenly become too much of a burden.
You can refinance your loan to reduce your monthly payment and ensure you get to meet ends in the foreseeable future. This may increase the total cost of your home, but you get to keep the roof over your head and sometimes that’s good enough.
On the other hand, you may be doing better than expected and there may be opportunities to pay off your mortgage quicker, build more equity in your home, and improve your estate.
In either case, refinancing your mortgage can help you achieve your goals, but only if you work with a partner who makes your best interest their main priority.
RealMortgage Loans is that partner. Contact us and tell us your story and we’ll tell you what opportunities lie before you.
Refinancing an existing mortgage means you’re taking up a new loan, which comes with it’s own requirements.
In order to qualify and get the great rates you’re hoping for, you need to have a good credit score. Another important factor is how much equity you have in your home. Typically, banks will require you to own at least 20% of your property, but the more you have the better terms you can achieve.
Finally, you should also consider how your debt has changed over time. The debt to income ratio will be recalculated, along with the closing costs of the existing loan to see if your new mortgage is still affordable to you.
Your eligibility to refinance your mortgage and get good terms will depend on a dynamic mix of all mentioned factors and other specific details unique to your case. It’s best to contact one of our Loan Officers, who will analyze your financial situation and explore all opportunities to refinance your loan.
It takes just 30 seconds to submit your case to our Loan Officers. Contact us today to get an expert consultation on your mortgage refinance options for free with no strings attached.
RealMortgage Inc. uses cutting edge technology to streamline your loan approval. We have free online tools available to help you generate personalized quotes and compare options from a variety of lenders. Our Loan Officers are available to consult you on your options and to help provide you the specific options available to you for your financial needs.
Contact us today to accelerate your journey to your dream home!
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.
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Consumers Wishing To File A Complaint Against A Company Or A Residential Mortgage Loan Originator Should Complete And Send A Complaint Form To The Texas Department Of Savings And Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint Forms And Instructions May Be Obtained From The Department’s Website At Www.sml.texas.gov. A Toll-free Consumer Hotline Is Available At 1-877-276-5550. The Department Maintains A Recovery Fund To Make Payments Of Certain Actual Out Of Pocket Damages Sustained By Borrowers Caused By Acts Of Licensed Residential Mortgage Loan Originators. A Written Application For Reimbursement From The Recovery Fund Must Be Filed With And Investigated By The Department Prior To The Payment Of A Claim. For More Information About The Recovery Fund, Please Consult The Department’s Website At Www.sml.texas.gov.
